Condo insurance Advice, Please!

yay! we found a place we love. yay! we have a signed contract. yippee!

it’s a condo and we need to get homeowner’s insurance. i don’t need any more quotes, but i would love some advice on things like
– an all-risk policy vs not all-risk (they both seem to cover quite a bit.)
– loss assessment coverage: do we need $1000 or $10,000 (it’s not a brand new condo, but there’s a relatively small reserve fund, so this seems important.)
– any extras that we should be getting that aren’t normally covered.

i’m asking the two agents i’m dealing with lots of questions, but they’re both clearly trying to sell me on their policies, so i’d like some unbiased opinions from those who have been there. thanks!

funkymonkey