Homeowners insurance

Does anyone have any good recommendations for Homeowners insurance.
Its for a 4 floor brownstone with a garden rental.

tia

jasetheace

in Insurance 13 years and 3 months ago

7

1073

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7 replies

BobMarvin | 13 years and 3 months ago

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LOL–I also have a problem understanding “the best”. “Better” or “very good” I can understand, but “the best” is so subjective that it’s a meaningless term. Of course for  some, “the best” is the same as the most expensive. That might occasionally be true but IMO is more likely to be foolish snobbery.

FWIW I’ve had insurance through Brownstone Agency since 1974–probably not “the best”, but they’ve been fine for me.

Goatcrapp | 13 years and 3 months ago

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Just out of curiosity – what exactly determines “the best”  – I haven’t used chubb,  opting for liberty mutual as well..  and have never been given a hassle about any claims due to weather, break in, careless neighbor, or otherwise.  

Just trying to gauge why chubb would be considered the best.

brownstoner | 13 years and 3 months ago

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Also, here’s a recent post on the topic from the Forum Archive:
http://brownstoner.staging.wpengine.com/forum-archive/2011/04/homeowners-insu-20/

RBCG | 13 years and 3 months ago

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Call Will Smoltino at Narrows Insurance. He’s the best, and knows all the options.

daveinbedstuy | 13 years and 3 months ago

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I used to have Chubb.  it is the best and it is the most expensive by far and I just didn’t think the premium was worth paying for.  I consolidated everything with State farm…there’s a Fulton Street office but I’ve since forgotten my agents name

shnarkie | 13 years and 3 months ago

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Not sure if this posted before…

I just got home insurance for my one family in Prospect Park South from Liberty mutual – they were less than half the price of Chubb.  I could be wrong but I believe when I spoke to Brownstone Insurance they told me they would have to insure through Chubb too.  My super helpful Liberty Mutual agent is
Ryan Fortier
Phone: 212-398-2480 ext. 50500

brownstoner | 13 years and 3 months ago

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    ["edit_files"]=>
    bool(true)
    ["manage_options"]=>
    bool(true)
    ["moderate_comments"]=>
    bool(true)
    ["manage_categories"]=>
    bool(true)
    ["manage_links"]=>
    bool(true)
    ["upload_files"]=>
    bool(true)
    ["import"]=>
    bool(true)
    ["unfiltered_html"]=>
    bool(true)
    ["edit_posts"]=>
    bool(true)
    ["edit_others_posts"]=>
    bool(true)
    ["edit_published_posts"]=>
    bool(true)
    ["publish_posts"]=>
    bool(true)
    ["edit_pages"]=>
    bool(true)
    ["read"]=>
    bool(true)
    ["level_10"]=>
    bool(true)
    ["level_9"]=>
    bool(true)
    ["level_8"]=>
    bool(true)
    ["level_7"]=>
    bool(true)
    ["level_6"]=>
    bool(true)
    ["level_5"]=>
    bool(true)
    ["level_4"]=>
    bool(true)
    ["level_3"]=>
    bool(true)
    ["level_2"]=>
    bool(true)
    ["level_1"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["edit_others_pages"]=>
    bool(true)
    ["edit_published_pages"]=>
    bool(true)
    ["publish_pages"]=>
    bool(true)
    ["delete_pages"]=>
    bool(true)
    ["delete_others_pages"]=>
    bool(true)
    ["delete_published_pages"]=>
    bool(true)
    ["delete_posts"]=>
    bool(true)
    ["delete_others_posts"]=>
    bool(true)
    ["delete_published_posts"]=>
    bool(true)
    ["delete_private_posts"]=>
    bool(true)
    ["edit_private_posts"]=>
    bool(true)
    ["read_private_posts"]=>
    bool(true)
    ["delete_private_pages"]=>
    bool(true)
    ["edit_private_pages"]=>
    bool(true)
    ["read_private_pages"]=>
    bool(true)
    ["delete_users"]=>
    bool(true)
    ["create_users"]=>
    bool(true)
    ["unfiltered_upload"]=>
    bool(true)
    ["edit_dashboard"]=>
    bool(true)
    ["update_plugins"]=>
    bool(true)
    ["delete_plugins"]=>
    bool(true)
    ["install_plugins"]=>
    bool(true)
    ["update_themes"]=>
    bool(true)
    ["install_themes"]=>
    bool(true)
    ["update_core"]=>
    bool(true)
    ["list_users"]=>
    bool(true)
    ["remove_users"]=>
    bool(true)
    ["promote_users"]=>
    bool(true)
    ["edit_theme_options"]=>
    bool(true)
    ["delete_themes"]=>
    bool(true)
    ["export"]=>
    bool(true)
    ["NextGEN Gallery overview"]=>
    bool(true)
    ["NextGEN Use TinyMCE"]=>
    bool(true)
    ["NextGEN Upload images"]=>
    bool(true)
    ["NextGEN Manage gallery"]=>
    bool(true)
    ["NextGEN Manage tags"]=>
    bool(true)
    ["NextGEN Manage others gallery"]=>
    bool(true)
    ["NextGEN Edit album"]=>
    bool(true)
    ["NextGEN Change style"]=>
    bool(true)
    ["NextGEN Change options"]=>
    bool(true)
    ["email_users_notify"]=>
    bool(true)
    ["email_single_user"]=>
    bool(true)
    ["email_multiple_users"]=>
    bool(true)
    ["email_user_groups"]=>
    bool(true)
    ["NextGEN Attach Interface"]=>
    bool(true)
    ["copy_posts"]=>
    bool(true)
    ["ure_edit_roles"]=>
    bool(false)
    ["ure_create_roles"]=>
    bool(false)
    ["ure_delete_roles"]=>
    bool(false)
    ["ure_create_capabilities"]=>
    bool(false)
    ["ure_delete_capabilities"]=>
    bool(false)
    ["ure_manage_options"]=>
    bool(false)
    ["ure_reset_roles"]=>
    bool(false)
    ["edit_ads_txt"]=>
    bool(true)
    ["manage_feed_settings"]=>
    bool(true)
    ["edit_feed_source"]=>
    bool(true)
    ["read_feed_source"]=>
    bool(true)
    ["delete_feed_source"]=>
    bool(true)
    ["edit_feed_sources"]=>
    bool(true)
    ["edit_others_feed_sources"]=>
    bool(true)
    ["publish_feed_sources"]=>
    bool(true)
    ["read_private_feed_sources"]=>
    bool(true)
    ["delete_feed_sources"]=>
    bool(true)
    ["delete_private_feed_sources"]=>
    bool(true)
    ["delete_published_feed_sources"]=>
    bool(true)
    ["delete_others_feed_sources"]=>
    bool(true)
    ["edit_private_feed_sources"]=>
    bool(true)
    ["edit_published_feed_sources"]=>
    bool(true)
    ["manage_feed_source_terms"]=>
    bool(true)
    ["edit_feed_source_terms"]=>
    bool(true)
    ["delete_feed_source_terms"]=>
    bool(true)
    ["assign_feed_source_terms"]=>
    bool(true)
    ["edit_feed_item"]=>
    bool(true)
    ["read_feed_item"]=>
    bool(true)
    ["delete_feed_item"]=>
    bool(true)
    ["edit_feed_items"]=>
    bool(true)
    ["edit_others_feed_items"]=>
    bool(true)
    ["publish_feed_items"]=>
    bool(true)
    ["read_private_feed_items"]=>
    bool(true)
    ["delete_feed_items"]=>
    bool(true)
    ["delete_private_feed_items"]=>
    bool(true)
    ["delete_published_feed_items"]=>
    bool(true)
    ["delete_others_feed_items"]=>
    bool(true)
    ["edit_private_feed_items"]=>
    bool(true)
    ["edit_published_feed_items"]=>
    bool(true)
    ["manage_feed_item_terms"]=>
    bool(true)
    ["edit_feed_item_terms"]=>
    bool(true)
    ["delete_feed_item_terms"]=>
    bool(true)
    ["assign_feed_item_terms"]=>
    bool(true)
    ["edit_feed_blacklist"]=>
    bool(true)
    ["read_feed_blacklist"]=>
    bool(true)
    ["delete_feed_blacklist"]=>
    bool(true)
    ["edit_feed_blacklists"]=>
    bool(true)
    ["edit_others_feed_blacklists"]=>
    bool(true)
    ["publish_feed_blacklists"]=>
    bool(true)
    ["read_private_feed_blacklists"]=>
    bool(true)
    ["delete_feed_blacklists"]=>
    bool(true)
    ["delete_private_feed_blacklists"]=>
    bool(true)
    ["delete_published_feed_blacklists"]=>
    bool(true)
    ["delete_others_feed_blacklists"]=>
    bool(true)
    ["edit_private_feed_blacklists"]=>
    bool(true)
    ["edit_published_feed_blacklists"]=>
    bool(true)
    ["manage_feed_blacklist_terms"]=>
    bool(true)
    ["edit_feed_blacklist_terms"]=>
    bool(true)
    ["delete_feed_blacklist_terms"]=>
    bool(true)
    ["assign_feed_blacklist_terms"]=>
    bool(true)
    ["edit_feed_template"]=>
    bool(true)
    ["read_feed_template"]=>
    bool(true)
    ["delete_feed_template"]=>
    bool(true)
    ["edit_feed_templates"]=>
    bool(true)
    ["edit_others_feed_templates"]=>
    bool(true)
    ["publish_feed_templates"]=>
    bool(true)
    ["read_private_feed_templates"]=>
    bool(true)
    ["delete_feed_templates"]=>
    bool(true)
    ["delete_private_feed_templates"]=>
    bool(true)
    ["delete_published_feed_templates"]=>
    bool(true)
    ["delete_others_feed_templates"]=>
    bool(true)
    ["edit_private_feed_templates"]=>
    bool(true)
    ["edit_published_feed_templates"]=>
    bool(true)
    ["manage_feed_template_terms"]=>
    bool(true)
    ["edit_feed_template_terms"]=>
    bool(true)
    ["delete_feed_template_terms"]=>
    bool(true)
    ["assign_feed_template_terms"]=>
    bool(true)
    ["edit_shortcoder"]=>
    bool(true)
    ["read_shortcoder"]=>
    bool(true)
    ["delete_shortcoder"]=>
    bool(true)
    ["edit_shortcoders"]=>
    bool(true)
    ["edit_others_shortcoders"]=>
    bool(true)
    ["publish_shortcoders"]=>
    bool(true)
    ["delete_shortcoders"]=>
    bool(true)
    ["delete_published_shortcoders"]=>
    bool(true)
    ["delete_others_shortcoders"]=>
    bool(true)
    ["edit_published_shortcoders"]=>
    bool(true)
    ["aioseo_manage_seo"]=>
    bool(true)
    ["aioseo_page_analysis"]=>
    bool(true)
    ["aioseo_page_general_settings"]=>
    bool(true)
    ["aioseo_page_advanced_settings"]=>
    bool(true)
    ["aioseo_page_schema_settings"]=>
    bool(true)
    ["aioseo_page_social_settings"]=>
    bool(true)
    ["rank_math_edit_htaccess"]=>
    bool(true)
    ["rank_math_titles"]=>
    bool(true)
    ["rank_math_general"]=>
    bool(true)
    ["rank_math_sitemap"]=>
    bool(true)
    ["rank_math_404_monitor"]=>
    bool(true)
    ["rank_math_link_builder"]=>
    bool(true)
    ["rank_math_redirections"]=>
    bool(true)
    ["rank_math_role_manager"]=>
    bool(true)
    ["rank_math_search_console"]=>
    bool(true)
    ["rank_math_site_analysis"]=>
    bool(true)
    ["rank_math_onpage_analysis"]=>
    bool(true)
    ["rank_math_onpage_general"]=>
    bool(true)
    ["rank_math_onpage_advanced"]=>
    bool(true)
    ["rank_math_onpage_snippet"]=>
    bool(true)
    ["rank_math_onpage_social"]=>
    bool(true)
    ["rank_math_admin_bar"]=>
    bool(true)
    ["rank_math_analytics"]=>
    bool(true)
    ["rank_math_content_ai"]=>
    bool(true)
    ["srm_manage_redirects"]=>
    bool(true)
    ["SPF Manage Analytics"]=>
    bool(false)
    ["administrator"]=>
    bool(true)
    ["bbp_keymaster"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

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