Is Your Multi-Family Building Ready for Winter? Here's How to Save on Insurance

Sponsored By Brownstone Agency, Inc.

The Brownstone Agency, Inc. has been providing quality and affordable insurance coverage for brownstone, townhouse, and multi-family owners, and condo and co-op boards since 1973.

Created By Brownstoner

Winter is tough on Brooklyn’s aging brownstones. More pipes are freezing, roofs are getting damaged by wind, and people are slipping on icy sidewalks. For owners, these increased claims are one reason why multi-family apartment insurance rates are jumping up 20 percent to 25 percent every year.

Your building might be at risk if it has:

• Old pipes
• Old heating systems
• Aging roof
• Outdated wiring
• Poor insulation

Here’s the good news

Brownstone Agency has something no other insurance agency offers – a way to lock in your current insurance rate for three years, to 2028. Think about it: While other building owners face big price hikes each year, you could keep today’s lower rate.

What claims your policy can cover: 

• Protection if pipes freeze
• Coverage for ice damage
• Protection if someone slips and falls
• Quick emergency repair coverage
• Discounts for building improvements

Money-saving tip: If you keep good maintenance records and fix things before they break, you could save even more money on your insurance.

Why this matters
Insurance prices are going up, and winter problems make them go up even more. But you can’t get this three-year rate lock anywhere else — only Brownstone Agency offers it.

Want to know more? Give Brownstone Agency a call to learn how to protect your building and save money at the same time.